Goal-based Investment Planner

Take a single goal - like education, house, travel or financial freedom - and turn it into a number, a timeline and a monthly investment plan.

Goal-based · Single goal planner

Goal Investment Planner

Translate a future goal into a monthly SIP or one-time investment, with inflation and return assumptions that you can adjust.

Estimated future cost₹ 39,34,303In 10 years · Inflation 7% p.a.

Choose your goalⓘ

Pick a goal type to start. You can always adjust the name and years.

Children education

Future education cost for your child (college, higher studies, etc.).

Goal & timeline

Describe what this goal is and when you’d like the money ready.

Child education · 10 years

Goal name

You can rename this to something meaningful, e.g. “Daughter’s college fund”.

Years to goal

Longer timelines usually need a lower monthly investment for the same goal.

How do you want to invest?

Choose whether you want to invest monthly via SIP or as a one-time lumpsum.

Monthly SIP

Cost of this goal today

If this goal happened today, roughly how much would you need? Approximation is okay.

₹ 20,00,000

Inflation & expected return

Inflation increases the goal cost; expected return determines how hard your money works.

7% inflation · 12% return

Scenario comparisonThese are starting points – you can still fine-tune.

Inflation (per year)

Many long-term Indian plans assume 5–7% inflation.

Expected return (per year)

Equity-heavy portfolios are often modelled around 10–12% over long periods, but actual returns can be higher or lower.

These projections are educational. They’re a starting point to think about your goal, not a guarantee or personal recommendation.

Monthly investment needed

₹ 16,933

Based on your current inputs and assumptions.

Total amount you invest

₹ 20,32,014

Approximate total that you contribute over the full period.

Estimated returns (growth)

₹ 19,02,288

Difference between your contributions and the future value of the goal.

How much is you vs growth?

Visual breakdown

Final goal value

₹ 39,34,303

💡 Insight: Balanced plan

This plan appears fairly balanced. Both your contributions and expected growth are contributing meaningfully towards this goal. Staying consistent will matter more than chasing very high returns.

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