Lumpsum Investment Calculator
Explore how a one-time investment can compound over different time periods and return assumptions, with a split view of principal vs growth and downloadable report.
One-time investment · Growth projection
Lumpsum Investment Projection
See how a one-time investment can grow over time at different return assumptions.
Projected value
₹ 15,52,924
After 10 years at 12% p.a.
Initial investment
A one-time amount you invest today.
₹ 5,00,000
Time horizon
How long you plan to stay invested.
10 years
Expected annual return
Use a realistic range for your chosen investments.
12% p.a.
How much is principal vs growth?
You invest (principal)
₹ 5,00,000
32% of final value
Growth / returns
₹ 10,52,924
68% of final value
The blue portion is your initial capital. The green portion is what the market adds on top over the chosen time period.
Scenario comparison
See how the final value changes for slightly lower / higher returns.
Conservative
Return: 10% p.a.
Projected value: ₹ 12,96,871
Base case
Return: 12% p.a.
Projected value: ₹ 15,52,924
Optimistic
Return: 14% p.a.
Projected value: ₹ 18,53,611
This is an educational illustration, not a guarantee. Actual market returns fluctuate and may be higher or lower than shown here.
When a lumpsum investment works well
- You have surplus capital and a long-term horizon
- You can stay invested through market ups and downs
- Your asset allocation matches your risk comfort
Things to keep in mind
- Markets can be volatile in the short term
- Large investments benefit from diversification
- Review your plan when goals or income change
Use this as a planning guide and revisit it periodically.