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Retirement Corpus Planner

Estimate how much you may need at retirement to support your lifestyle, with inflation-aware projections, scenario comparison and a professional PDF report layout.

Retirement · Corpus Planning

Retirement Corpus Planner

Estimate the lump sum required to sustain your lifestyle in retirement, adjusted for inflation and portfolio returns.

Target Corpus

₹ 4,56,87,283

In 20 years (approx.)

Monthly expenses today

₹ 60,000

Years until retirement

20 years

Years in retirement

25 years

Inflation rate (%)

6%

Return during retirement (%)

8%

What this corpus means for you

  • • Monthly expense today: ₹ 60,000
  • • Estimated monthly expense at retirement: ₹ 1,92,428
  • • Years until retirement: 20
  • • Years in retirement: 25
  • • Inflation assumed: 6%
  • • Expected post-retirement return: 8%

💡 Insight: You need approx 19.8x your annual retirement expenses to sustain for 25 years.

How to reach this corpus

Build ₹ 4,56,87,283 in the next 20 years using disciplined investing.

Scenario Comparison

Impact of inflation & returns

Conservative

Inflation 7% · Return 7%

₹ 6,96,54,320

Higher inflation and lower returns. Useful if markets underperform or expenses rise faster than expected.

Base case

Inflation 6% · Return 8%

₹ 4,56,87,283

Balanced assumptions based on long-term averages. Most realistic planning estimate.

Optimistic

Inflation 5% · Return 9%

₹ 3,04,54,058

Lower inflation and better portfolio returns. Represents a favourable environment.

Review this plan periodically as income and goals evolve.

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